Yes, there is 100% Home Purchase Financing!

For many types of credit...

CaliforniaHomeBuying.com 's 100% Financing program lets borrowers overcome one of the primary obstacles to buying a home—lack of a down payment. More borrowers can now qualify for more house- and this loan is the most popular with First Time Buyer's as well as seasoned homeowners.

Our 100% Financing is available for both purchasing and refinancing a home.

Some helpful guidelines for obtaining our EZ Qualify 100% Financing loan:

Credit score of 600 or higher on purchase or refinance transactions
No time requirements for bankruptcies
Up to 55% debt + housing-to-income ratio
First-time homebuyers allowed at a maximum debt ratio of 50%
Maximum loan amounts up to $750,000
Limited income verification loans available
100% financing available on single-family residences, planned unit developments, duplexes (2 units), and condos
95% financing available on owner-occupied 3-4 units and condos
3 lines of traditionally rated credit and a 2-year credit history
6% seller-paid non-recurring closing costs allowed

Click Here to compare 100% conventional to an FHA Loan

How 100% Financing Can Help YOU Get the Home You Deserve!

Zero Down vs. 3% Down. $200,000 Purchase Price*

	100% LTV**	97% LTV
Amount Financed	$200,000	$194,000
Down Payment	$0	$6,000
Impounded Taxes (6 mos.)	$0	$1,250
Impounded Insurance (2 mos.)	$0	$113
Mortgage Insurance (2 mos.)	$0	$336
PITI Reserves (2 mos.)	$0	$3714
Total Needed To Close	$0	$11,413

Click on the link below to APPLY TODAY without obligation and

a licensed loan officer will review your information and discuss your options with you!

*	The numbers included here are for illustration purposes only, and may vary based on borrower's payment history, annual interest rate adjustments, etc. All programs, terms and rates are subject to change without notice. Certain restrictions may apply. Contact licensed loan officer for details.

** Borrower is responsible for recurring closing costs only.

We Help California Home Buyers become California Homeowners

Up to 100 Percent Financing... of single family residences (1-4 units), condos, townhomes, and PUD's.

Zero down loans available for first time home buyers as well as previous homeowners.

Yes, there is 100% Home Purchase Financing!

How 100% Financing Can Help YOU Get the Home You Deserve!